EOH - Xpert Decision Systems Pty Ltd (“XDS”) is a registered Credit Bureau in South Africa and a 100% subsidiary of the EOH Group Ltd.
XDS is registered with the National Credit Regulator (NCR), Credit Bureau Association (CBA) and the South African Credit Risk Reporting Agency (SACRRA).
EOH Credit Bureau is currently a dominant provider of information and data solutions across multiple industries from banking, retail, debt collections, telecommunications etc.
XDS has extensive experience in credit bureau operations, both locally and internationally, and is considered the African technology leader in the
development and deployment of bureau operating software. By delivering innovative, user-friendly and cost-effective solutions to your credit-related enquiries,
this advantage is brought to the benefit of our clients.
XDS Data in Ghana, XDS Credit Bureau in Nigeria and XDS Zimbabwe were licensed by their respective central banks as the first credit bureaux in each country and this is considered a significant achievement. Their work in both countries has given us a much deeper understanding of such matters as biometrics and the need for more complex demographic data matching tools and routines.
In South Africa, the preferred approach is one of partnership. We aim to provide a superior service by engaging all clients, focusing on the value add proposition and endeavouring to exceed the customers’ expectations at all times. XDS technology enables a more flexible approach and allows us to customise products where necessary.
Our product range encompasses the entire consumer credit lifecycle from account origination to the collection of unpaid debts. All products are developed using state-of-the-art technology and are available in online and batch modes. Our credit risk products are built on the foundation of comprehensive, accurate and reliable data.
XDS is a Registered credit bureau with the National Credit Regulator (NCR), a member of the Credit Bureau Association (CBA) and a member of the South African Credit Risk & Reporting Agency (SACRRA). As a 100% owned subsidiary of EOH Holding Limited, we provide you with access to a pool of experts across a spectrum of services and solutions, truly encompassing end-to-end solutions. This enables us to provide you with products and services from both a business and technology perspective.
EOH Holdings Ltd is currently a Level 1 Contributor, as rated by EmpowerLogic. Our BEE Procurement Rating is 156%. Our certificate was issued on the 20-10-2017 and will expire on the 19-10-2018.